FHR®

Very low risk companies are the strongest and most resilient companies in the short term. In general, they make for the most reliable business partners and have the greatest potential for opportunity and growth.

Low risk companies, like very low risk companies, are financially healthy, strong, and resilient in the face of economic and geopolitical challenges. Their FHR suggests high levels of efficiency and a strong foundation, supporting long-term viability and sustainable performance.

Medium risk companies have acceptable levels of efficiency in the short term but may show signs of deteriorating financial health or other internal challenges. To be a viable partner in the long term, they may need to improve.

High risk companies are experiencing low levels of efficiency and unsustainable business practice. Risk mitigation action is highly recommended to avoid disruptions and losses.

Very high risk companies have the weakest financial health, lack sustainability over the long term, and are likely to default. In order to avoid immediate disruption, take urgent steps to mitigate risk.